Credit Services Specialist (Credit Repair)
BOS StaffingPhilippines
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Role Overview
The Customer Service Representative is responsible for supporting clients throughout the credit repair and enrollment process. This role combines credit report analysis, client education, sales-oriented onboarding, payment follow-up, and retention, while maintaining strict compliance with legal and company standards.
Credit Report Analysis & Enrollment
- Review full credit reports from Experian, Equifax, and TransUnion
- Identify inaccurate, outdated, duplicate, or unverifiable accounts
- Analyze negative items including late payments, charge-offs, collections, repossessions, and inquiries
- Use strong sales and communication skills to successfully onboard new clients
- Accurately and securely gather personal and financial information
Client Support & Education
- Clearly explain credit report findings and recommended improvement strategies
- Demonstrate strong knowledge of credit scoring models, including FICO and Vantage
- Educate clients on credit utilization, payment history, and rebuilding strategies
- Provide regular updates on dispute progress
- Set realistic expectations regarding credit repair timelines and outcome
Compliance & Documentation
- Ensure all actions comply with the Fair Credit Reporting Act (FCRA)
- Maintain accurate and detailed records of disputes, payments, and client communications
- Follow company policies, procedures, and legal guidelines at all times
Client Retention
- Proactively contact clients requesting cancellation or showing signs of disengagement
- Identify root causes of dissatisfaction or non-payment
- Offer solutions such as payment arrangements, program adjustments, or additional education
- Reinforce the value of services while maintaining honest and realistic expectations
Payment Collection & Account Maintenance
- Contact clients via phone, text, or email regarding missed or upcoming payments
- Process payments and update account records accurately
- Maintain detailed and compliant payment documentation
- Avoid harassment, pressure tactics, or misleading statements
Tech Requirements
- Processor: Intel iCore 5, Ryzen 5, or higher
- RAM: 16GB or more
- Setup: Dual Monitor
- OS: Windows 11 Pro
- Accessories: Noise-canceling headset & camera
Originally posted on Himalayas
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Where this listing came from
- 13 Aug 2026Himalayas first sighting
Seen on 1 board over 0 days.